The Office of Les R. Koonce

The Office of Les R. Koonce

Thank you for the opportunity to be of service.

It is no surprise that economic conditions over the past few years have created unique challenges for managing wealth and pursuing financial and investment goals.  Many investors are seeking guidance that emphasizes caution and protection as our nation slowly works through what we hope will be a strong, steady recovery.  Regardless of what economic and market changes may occur, I will continue to work with you to take the steps necessary to address your changing priorities and help you pursue your long-term goals.  Please don't hesitate to contact me any time you have questions, or if there is anything I can do to further satisfy your needs.

I look forward throughout 2012 to helping you clarify your financial picture, sort through the complexity of choices, and make strategic, well-planned decisions regarding your wealth and your future.  Rest assured, I will always place your needs first in that pursuit. 

 

I wish you the happiest and healthiest new year!

All the best,

Les Koonce


Please contact us at (650) 321-6068 to set up an appointment. 
 


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Calculators

Life Insurance

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Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Long-Term Care Self Insurance

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LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

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Newsletters

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Small Companies Face Costly Cybersecurity Threats

For many small businesses, the Internet is an important tool, but cybersecuity risks are growing. 40% of all targeted Internet attacks are now directed toward companies with fewer than 500 employees, and just over half of small businesses have a basic cybersecurity plan. This article provides tips to the small business owner about how to shore up their online defenses.

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